$10,000.00 I Bond Value — December 2025
A $10,000.00 I Bond issued in December 2025 is worth $10,200.00 today.
Current total value
$10,200.00
Redemption value (incl. penalty)
$10,100.00
Current composite rate
4.26%
Interest earned to date
$200.00
About this December 2025 I Bond
This Series I savings bond was issued in December 2025 and locked in a fixed rate of 0.90% for the life of the bond. It has earned interest for 6 months, and its inflation component resets every six months. It is currently earning a composite rate of 4.26%.
Because this bond is less than five years old, redeeming it now forfeits the most recent three months of interest — a penalty of $100.00. Its redemption value today is $10,100.00.
Semiannual value table
Value of this $10,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| December 2025 | 4.03% | $10,000.00 | $10,000.00 |
| June 2026 | 4.26% | $10,200.00 | $10,100.00 |
Other amounts for December 2025
Check your own numbers
Want to value a different amount or date? Open the calculator prefilled for this December 2025 bond, or browse every issue month.