$10,000.00 I Bond Value — December 2024
A $10,000.00 I Bond issued in December 2024 is worth $10,588.00 today.
Current total value
$10,588.00
Redemption value (incl. penalty)
$10,476.00
Current composite rate
4.56%
Interest earned to date
$588.00
About this December 2024 I Bond
This Series I savings bond was issued in December 2024 and locked in a fixed rate of 1.20% for the life of the bond. It has earned interest for 1 year, 6 months, and its inflation component resets every six months. It is currently earning a composite rate of 4.56%.
Because this bond is less than five years old, redeeming it now forfeits the most recent three months of interest — a penalty of $112.00. Its redemption value today is $10,476.00.
Semiannual value table
Value of this $10,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| December 2024 | 3.11% | $10,000.00 | $10,000.00 |
| June 2025 | 4.08% | $10,156.00 | $10,076.00 |
| December 2025 | 4.34% | $10,364.00 | $10,260.00 |
| June 2026 | 4.56% | $10,588.00 | $10,476.00 |
Other amounts for December 2024
Check your own numbers
Want to value a different amount or date? Open the calculator prefilled for this December 2024 bond, or browse every issue month.