$10,000.00 I Bond Value — December 2023
A $10,000.00 I Bond issued in December 2023 is worth $11,116.00 today.
Current total value
$11,116.00
Redemption value (incl. penalty)
$10,996.00
Current composite rate
4.66%
Interest earned to date
$1,116.00
About this December 2023 I Bond
This Series I savings bond was issued in December 2023 and locked in a fixed rate of 1.30% for the life of the bond. It has earned interest for 2 years, 6 months, and its inflation component resets every six months. It is currently earning a composite rate of 4.66%.
Because this bond is less than five years old, redeeming it now forfeits the most recent three months of interest — a penalty of $120.00. Its redemption value today is $10,996.00.
Semiannual value table
Value of this $10,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| December 2023 | 5.27% | $10,000.00 | $10,000.00 |
| June 2024 | 4.28% | $10,264.00 | $10,132.00 |
| December 2024 | 3.21% | $10,484.00 | $10,372.00 |
| June 2025 | 4.18% | $10,652.00 | $10,568.00 |
| December 2025 | 4.44% | $10,876.00 | $10,764.00 |
| June 2026 | 4.66% | $11,116.00 | $10,996.00 |
Other amounts for December 2023
Check your own numbers
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