$10,000.00 I Bond Value — December 2020
A $10,000.00 I Bond issued in December 2020 is worth $12,588.00 today.
Current total value
$12,588.00
Redemption value (incl. penalty)
$12,588.00
Current composite rate
3.34%
Interest earned to date
$2,588.00
About this December 2020 I Bond
This Series I savings bond was issued in December 2020 and locked in a fixed rate of 0.00% for the life of the bond. It has earned interest for 5 years, 6 months, and its inflation component resets every six months. It is currently earning a composite rate of 3.34%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $12,588.00.
Semiannual value table
Value of this $10,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| December 2020 | 1.68% | $10,000.00 | $10,000.00 |
| June 2021 | 3.54% | $10,084.00 | $10,040.00 |
| December 2021 | 7.12% | $10,264.00 | $10,172.00 |
| June 2022 | 9.62% | $10,628.00 | $10,444.00 |
| December 2022 | 6.48% | $11,140.00 | $10,880.00 |
| June 2023 | 3.38% | $11,500.00 | $11,320.00 |
| December 2023 | 3.94% | $11,696.00 | $11,596.00 |
| June 2024 | 2.96% | $11,928.00 | $11,812.00 |
| December 2024 | 1.90% | $12,104.00 | $12,016.00 |
| June 2025 | 2.86% | $12,220.00 | $12,160.00 |
| December 2025 | 3.12% | $12,396.00 | $12,396.00 |
| June 2026 | 3.34% | $12,588.00 | $12,588.00 |
Other amounts for December 2020
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