$10,000.00 I Bond Value — August 2022
A $10,000.00 I Bond issued in August 2022 is worth $11,780.00 today.
Current total value
$11,780.00
Redemption value (incl. penalty)
$11,692.00
Current composite rate
3.12%
Interest earned to date
$1,780.00
About this August 2022 I Bond
This Series I savings bond was issued in August 2022 and locked in a fixed rate of 0.00% for the life of the bond. It has earned interest for 3 years, 10 months, and its inflation component resets every six months. It is currently earning a composite rate of 3.12%.
Because this bond is less than five years old, redeeming it now forfeits the most recent three months of interest — a penalty of $88.00. Its redemption value today is $11,692.00.
Semiannual value table
Value of this $10,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| August 2022 | 9.62% | $10,000.00 | $10,000.00 |
| February 2023 | 6.48% | $10,480.00 | $10,236.00 |
| August 2023 | 3.38% | $10,820.00 | $10,648.00 |
| February 2024 | 3.94% | $11,004.00 | $10,912.00 |
| August 2024 | 2.96% | $11,220.00 | $11,112.00 |
| February 2025 | 1.90% | $11,388.00 | $11,304.00 |
| August 2025 | 2.86% | $11,496.00 | $11,440.00 |
| February 2026 | 3.12% | $11,660.00 | $11,576.00 |
Other amounts for August 2022
Check your own numbers
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